Business Property Insurance is very much like your personal homeowners policy. It covers the buildings, other structures, and the property contents from losses such as fire, theft and other accidents. Like homeowners insurance, it almost never covers floods. It does not cover business automobiles; they will need to be insured on a separate Business Automobile policy, just like your private car insurance.
When you request quotes for your Business Property Insurance, be prepared with a checklist, including the value of:
Business Property insurance is typically paired with Business Interruption insurance.