Martino West


Errors & Omissions (E&O)

Errors and Omissions Insurance (E&O) provides professional liability coverage when a client holds your company, or you personally, responsible for an error or an omission done by mistake or unintentionally. If your client perceives that your service was not done correctly or on time and it cost the client money or harmed their reputation, E&O insurance will provide protection for you and your company if they bring suit.

Even if claims are groundless, lawsuits can impact the company's financial health or even cause bankruptcy, so an E&O policy that covers judgments, settlements and defense costs is important.

Typical professionals that may need E&O Insurance include:

  • doctors
  • dentists
  • other medical professionals
  • lawyers
  • accountants
  • architects
  • engineers
  • advertising agencies
  • commercial printers
  • Web hosting companies
  • wedding planners
  • any professional or business that provides service to clients for a fee