Martino West


Pay-As-You-Go Administrative Services

As a full-service commercial insurance agency, MartinoWest offers a unique Pay-As-You Go option for each line of insurance we write.

You may be familiar with pay-as-you-go worker's compensation policies that allow your payroll company to advance premium as it is earned and reported (by payroll cycle) directly to your insurance carrier. This program allows you to pay your premium as it is due, based on the usage for the payroll period.

Our unique Pay-As-You-Go program extends this option to allow any of our lines of insurance. Premium payments are swept from your account on an accrual basis. So, as premium is accrued, the proportionate amount is swept and placed into a trust account and paid out to the insurance carrier as it is due.

There are several advantages to this system:
  1. Through MartinoWest, you have a choice of over 200 different insurance companies. We don't restrict you to one in-house Pay-As-You-Go program as most insurance companies do. We design the right Pay-As-You-Go program to meet your needs and place you with the right company from our extensive network.
  2. Any line of insurance can be Pay-As-You-Go. Your Pay-As-You-Go insurance program is not limited to worker's compensation. We have clients who have all of their insurance lines set up on the pay-as-you-go system to help flatten cash flow spikes throughout the policy year.
  3. You have one point of contact for all your Our Pay-As-You-Go services. You receive superb customer service with someone who understands your needs and works with your program administrator to assist you in dealing with all of your insurance needs.

Contact us for information on Pay-As-You-Go services for:
  • Worker's Compensation
  • General Liability
  • Property
  • Automobile
  • Errors & Omissions (E&O)
  • Directors & Officers Liability (D&O)
  • ... and more