In the first two articles of this series, we explored what's changing in the California workers' compensation market and the factors driving those changes . The final question is the one every business owner eventually asks: What should I do about it? While no business can control market conditions, every business can control how prepared it is when renewal arrives. If you've been following our three-part podcast series on The Martino Minute , this article summarizes the final conversation - and the practical steps businesses can take before renewal season arrives.

Learn what's really driving workers' comp costs higher, from medical inflation and cumulative trauma claims to rising claim severity and market trends.